Features Included
Free Online/Mobile Banking and Telephone Banking are available for most account types.
Please see our Schedule of Fees & Services for all account fees. Interest rates on these savings accounts may vary. Please check with your Charlevoix State Bank representative for the current rate.
Business Statement Savings
- Minimum opening deposit $50.00.
- Minimum balance $50.00
- $4.00 maintenance charge will be assessed if balance falls below $50.00 any day during the three month statement cycle.
- Interest is computed daily and paid quarterly.
- A quarterly statement is provided for your records.
Certificates of Deposit
- Minimum deposit amount is $500.00.
- Maturity terms range from 3 months to 5 years.
- Fixed interest rate
- Compounded interest
- Penalty for early withdrawal
- Automatically renews, if not withdrawn at time of maturity, into same term and current interest rate.
