Features Included
Free Online/Mobile Banking and Telephone Banking. ATM or Debit Cards available for most account types.
Please see our Schedule of Fees & Services for more details. A variety of checking accounts are available. We offer interest bearing and non-interest bearing accounts. Please contact your Charlevoix State Bank representative for current interest rates on our NOW and MMA accounts.
Small Business Checking
- No minimum opening deposit
- No monthly service charge up to 100 paper check items; $0.20 per paper check after 100 items. Unlimited electronic transactions.
- Electronic statements; requires online banking
- A monthly $5.00 dormant account fee will be accessed If there is no account activity for 12 consecutive months.
Business Checking
- Minimum opening deposit $100.00
- $5.00 monthly service charge plus $0.10 per check or debit item. A $0.25 credit per $100.00 average balance for the statement cycle will be applied to offset the monthly service charge.
- If there is no account activity for 12 months, a monthly dormant account fee of $5.00 will be assessed.
- A monthly $5.00 dormant account fee will be assessed if there is no activity for 12 consecutive months.
Business NOW (Interest-Bearing)
- Minimum opening deposit $1,000.00
May only be held by a sole proprietor and certain non-profit organizations. - $10.00 service charge will be assessed if balance falls below
- $1,000.00 any day during the month's statement cycle; no interest will be paid for the month
- A monthly $5.00 dormant account fee will be assessed if there is no activity for 12 consecutive months.
Money Market (Interest-Bearing)
- Minimum opening deposit $2,500.00
- $10.00 maintenance charge will be assessed if balance falls below $2,500.00 any day during the month's statement cycle; no interest will be paid for the month
- Interest is tiered, computed daily and paid monthly
Employer Health Savings Plans
Now Available!
Ask for details.
