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Charlevoix State Bank is celebrating 20 years of Hometown Community Banking! 

Congratulations to the winners of our 20th Anniversary Drawing!

Marin 29er Mountain Bike- Teresa of Charlevoix
Wing LTD Bic Paddle Board- Dalton of Central Lake
Hurricane Sante 126 Sport Kayak- David of Charlevoix
Marin 29er Road Bike- Kyle of Beaver Island
Thank you everyone who entered our drawing and helped us celebrate 20 years!





For your convenience, Charlevoix State Bank is now offering SAME-DAY business processing.  
Please see our Locations & Hours page.

Find Out More About New Express Mortgages 

Open Early -- 7:30 a.m. Drive Up Service

Check Balances, Deposits & More 24/7!

How Much Are My Deposits Insured?

There has been a recent fraud scheme whereby companies are receiving fraudulent emails and faxes that appear to be initiated by their trading partners. A simple call-back prior to making any changes in wiring or ACH instructions can help avoid potentially significant losses.

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